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GO Jiaju tells you that with the change of modern consumer attitudes, more and more people are accustomed to buying products by installments, from houses to mobile computers, and even tourism and other service industries can pay in installments. . This year, Goodhome Habitat has officially launched Goodhome Financial Services to provide professional furniture financial services to consumers and merchants in the furniture industry. 
"GO staging" is a home finance service jointly developed by GO Jiaju and Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and China Communications Bank, helping to solve the problem of insufficient funds for the purchase of furniture by consumers.
"GO stage" only requires consumers to pay a 30% down payment, and the remaining 70% will be paid by the bank on a temporary basis. The basic annual interest rate will be 3%, which will be paid back in 3 years. Consumers go through the "GO staging" process: GO Goodhome's website applies for "I want loans" - Fill in the questionnaire - Pay the first payment - Upload the first payment slip - Bank audit - Pass the audit - Loan.
GO Jiaju.com has teamed up with Chinese, Agricultural, Industrial, Industrial, Construction, and Commercial Banks to jointly create “GO staged†services. This service provides financial services for consumers who buy furniture in installment loans and leads the consumption of furniture. Paying for the new model.
Buying furniture, capital problems are not a problem, easy to apply for "GO staging", favorite furniture to take home!
The bank has launched consumer finance in a bid to “harmonize and win togetherâ€
The reporters found that in fact, CCB and Gojiaju.com have a cooperative mode that is one of the main forms of many banks in the field of consumer finance. Of course, this kind of relationship between banks and merchants is in fact two-way, and banks will take their own Customers go to the business for better products.
From the business side, the bank's layout in the consumer finance field can be mainly divided into credit cards (phased) and consumer loans.
On July 5th this year, the Credit Card Department of the Construction Bank of Suzhou Branch issued new products for its tourism phases. According to the introduction of Chen, the Credit Card Business Department of the Suzhou Branch of China Construction Bank, through the cooperation with the cooperative merchants, banks and high-quality tourism partners will be set up for tourism phased customers. Service Platform.
It is understood that this product is based on the actual travel needs of customers, providing up to 150,000 yuan exclusive instalment amount, can be used to pay tour fees and overseas consumption, to fully meet the customer travel and other travel expenses. At the same time, it provides customers with preferential activities for Longca Credit Card overseas consumption and up to 48 periods of zero-interest, low-rate instalment services.
“In the area of ​​consumer finance, banks play a role in the provision of funds and customer access.†Chen told reporters that for banks, the authenticity of consumer behavior is the first, because banks are operating funds. In order to ensure the safety of funds, risk control is the most important.
Application conditions:
1) The loan application amount for each furniture is 1-50 million yuan;
2) The shop where the purchase is made is a GO Jiaju certified member;
3) Have a good credit record;
4) It is also possible to own a real estate in a designated area and have a mortgage;
5) This loan is limited to the purchase of furniture;
Good Home Finance allows you to choose high-end furniture without stress - Good Home loan
For many industries, at present, the Internet seems to have become an accelerator and amplifier. The original pattern has been broken and everything is developing rapidly. This kind of utility has also been fully reflected in consumer finance. The new consumption scene continues to join. The country introduced a series of policies in 2015, further liberalizing market access, making 2015 the first year of consumer finance. The reporter found that the innovative development of consumer finance has enabled the organizations involved in it to achieve their own "small goals," and reasonable "leverage" also seems to be a weapon for many consumers to incite "happiness." GO Goodhome has always been committed to providing consumers with the most cost-effective furniture purchase services. At the beginning of 2016, GO Jiaju.com launched a new version. In addition to pushing the general consumers to purchase furniture coupons, it also provided consumers with “GO staged†financial services for the staged prime home.